Health Insurance Rebates
People are often surprised to hear that rebates are available on TENS through Private Health Insurance Cover.
There are a few caveats around that though – all Private Health Insurance companies are different, some have unique requirements when claiming and also individuals tend to have different levels of cover depending on their personal circumstances.
What will my rebate be?
Firstly, please check with your insurer to avoid disappointment.
To give you an idea of rebates here are some examples which were correct at time of publishing, again please check directly with your insurer for up to date rates and verify your level of cover.
Australian Country Health - Select Ancillary $150
BUPA – up to 70% top cover * please refer to BUPA specific information
Defence Health - Top Extras $250 every 3 years
HCF - Multi Cover Extras $170
MBF - Extra Cover $130
Medibank Private - Advantage Plus / Premium Plus / Smart Plus / Healthy Plus 100% depending on unclaimed bonus points
NIB - Quality Extras / Gold Cover $195
NSW Teachers - Top Extras $160
NRMA - Top Cover Extras $200
Police Health Fund - Extras Cover 80% or $150
QLD Teachers Union Health - Ultimate Choice / Easy Choice / Ancillary 85%
QLD Country Health - Private Hospital 85%
St Lukes Tasmania - Select Plus Extra 80% or $200
West Fund - Platinum $200
West Fund - Silver Extra $150
So how do you get the right information?
The best place to find out what rebate you might be entitled to is through your own insurer. Be aware that the person answering the phone may not know what a TENS is but they will be familiar with Health Aids or Appliances which is sometimes what TENS is categorized as.
What other supporting information might my insurer ask for?
When claiming your rebate, your insurer may ask for a letter of support from your doctor.
If you are a BUPA customer, they will require a provider number from the retailer*
*BUPA customers please read the BUPA rebate information.